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Don’t Time the market, Price the market.

In the preceding two blogs, I had introduced the concept of Real Estate as an Asset Class and had outlined the basic thumb rules for making Investments in Real Estate. In this blog...

Rules of Thumb for Real Estate Investments

As I stressed in my previous blog, Real Estate Investment is an extremely specialized subject that required thoroughness in understanding of this asset class with excruciating deta...

An Asset that can set you up for life.

I take a brief pause, once again, to thank you - my readers - for your encouraging response to this newsletter series. I’m glad I have been able to add value to your journey of Fin...

Safety before Growth

So far we have covered the crucial steps to create the ever elusive ‘investible surplus’ and briefly covered ‘investments’ versus ‘speculation’. If you wish to dig deeper into the ...

Are your ‘Investments’ making you poor?

Now that we have successfully created our kitty of ‘investible surplus’ by following the first five steps, what do we do with it? Of course, we put it to work through investments. ...

First Five Steps to Wealth Creation

We have reached a milestone. A lot of ground has been covered in First Five steps to Wealth Creation. Let us revisit and refresh before moving on to the complexities of ‘Assets’, ‘...

The Game Changer

Today’s blog can be a game changer for you, if you allow the full import of its content to sink in and then implement it in the way you handle your finances.

Decoding Spending

If you have been putting the seemingly simple concepts shared so far to practice, you must be facing considerable discomfort. And if, despite that, you are staying true to your pat...

The Moment of Truth

After introducing you to Step 01 of diligently recording (measuring) expenses, and Step 02 of Classifying these expenses into four broad heads of Routine Expenses, Capital Expenses...

What after ‘Step One’?

After having conquered the psychological barrier of keeping systematic records of all your expenses, down to the last rupee, the next step is a natural progression to classify thes...